For 2025, the annual Retiree Reimbursement Account (RRA) will remain frozen at the 2020 limits. The annual amounts will be deposited into the RRA by Dow Jones. Deposits are pro-rated (based on the month you turned age 65) and will be made on a monthly basis. The RRA can be used to help cover the cost of your UHC health plan premiums, used towards eligible medical expenses such as office visits and prescription costs.
As a reminder, any unused funds remaining at the end of the year will no longer roll over for future expenses. The plan became a “use it or lose it” type program back in 2021. However any balance in the RRA as of December 31, 2020 will roll over until it has been depleted. The use it or lose it provision will only apply to new funds for the RRA in 2021 and beyond.
For questions, contact OptumHealth Financial Services (OHFS) at (877) 298-2305.
